Rights & Obligations of Investors

Your Rights as an Investor

Receive full and correct information about every scheme, including its Riskometer and risks, before investing.
Know how the Distributor earns, through the Commission Disclosure on this website and at the office.
Receive transaction confirmations and a Consolidated Account Statement (CAS) from the AMC / RTA.
Obtain a copy of your risk profile at any time, on request.
Invest in Direct Plans directly with AMCs, at a lower expense ratio, without any distributor.
Have your personal data protected as per the Digital Personal Data Protection Act, 2023.
Have complaints acknowledged within 3 working days and resolved within 15 working days, with escalation to the AMC / RTA, SEBI SCORES and SMART ODR.

Complete KYC before investing and keep it updated.
Provide accurate information about your income, goals and risk appetite, and inform the Distributor when they change.
Read all scheme-related documents before investing.
Invest only through your own bank account and never in cash.
Never share OTPs, PINs or passwords with anyone, including the Distributor.
Register nomination in every folio.
Review account statements and report any mismatch immediately.

Do’s for Investors	Don’ts for Investors
✔ Complete KYC before investing and keep it updated.	✘ Do not sign blank or partially filled forms.
✔ Read the SID, KIM and SAI of the scheme before investing.	✘ Do not hand over cash for investments.
✔ Check the Riskometer and match it with your risk profile.	✘ Do not share OTP, PIN or passwords with anyone, including the distributor.
✔ Invest through your own bank account only.	✘ Do not act on tips, rumours or unregistered advice.
✔ Verify the distributor’s ARN on documents you sign.	✘ Do not expect assured or guaranteed returns from any scheme.
✔ Register nomination in every folio.	✘ Do not ignore account statements and CAS received from RTAs / Depositories.
✔ Review your portfolio and risk profile at least once a year.	✘ Do not delay reporting an error or complaint.