/*
Theme Name: CapitalCure
Theme URI: https://capitalcure.in
Author: CapitalCure Digital Team
Description: Custom WordPress theme for CapitalCure — Because Money Doesn't Come with Instructions. Built to be fully editable via ACF (client-managed content, no code edits needed for day-to-day updates).
Version: 1.0.4
Requires PHP: 7.4
Text Domain: capitalcure
*/

/* ==========================================================================
   1. DESIGN TOKENS — from capitalcure-brand-guidelines-v2, Section 05 & 06
   ========================================================================== */
:root {
  /* Primary palette */
  --cc-navy: #122548;          /* Midnight Navy — headers, navbars, dark sections */
  --cc-navy-deep: #1B3A6B;     /* Deep Navy — cards, hover states */
  --cc-sky: #4A9FD4;           /* Sky Blue — links, icons, highlights */
  --cc-ice: #C8E4F5;           /* Ice Blue — tags, chips, light highlights */
  --cc-gold: #C9A245;          /* Prestige Gold — CTAs, labels, numbers. Accent ONLY. */
  --cc-champagne: #F0DFA8;     /* Gold tint — banners, callout backgrounds */
  --cc-offwhite: #F4F7FB;      /* Page background — never pure white */
  --cc-charcoal: #1A1A2E;      /* Body text — never pure black */
  --cc-slate: #6B7A90;         /* Subtext, captions, metadata */

  /* Dark mode surfaces */
  --cc-dark-canvas: #0A1628;
  --cc-dark-card: #122548;
  --cc-dark-text: #E8EDF5;
  --cc-dark-text-secondary: #8FA3C0;
  --cc-dark-sky: #5AAFE4;
  --cc-dark-border: #1E3A6B;

  /* Type */
  --cc-font-heading: 'DM Serif Display', Georgia, serif;
  --cc-font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;

  /* Spacing / radius */
  --cc-radius: 10px;
  --cc-radius-lg: 20px;
  --cc-max-width: 1200px;
  --cc-section-pad: clamp(56px, 8vw, 120px);

  /* Header — logo height is the primary size control (not max-width on the img alone) */
  --cc-header-logo-h: 96px;
}

/* ==========================================================================
   2. RESET
   ========================================================================== */
*, *::before, *::after { box-sizing: border-box; }
body { margin: 0; }
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; margin: 0; padding: 0; }
button { font-family: inherit; cursor: pointer; }

body {
  font-family: var(--cc-font-body);
  font-weight: 300;
  color: var(--cc-charcoal);
  background: var(--cc-offwhite);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, .cc-heading {
  font-family: var(--cc-font-heading);
  font-weight: 400;
  color: var(--cc-navy);
  line-height: 1.15;
  margin: 0 0 .5em;
}
h1 { font-size: clamp(34px, 5vw, 58px); }
h2 { font-size: clamp(28px, 3.4vw, 38px); }
h3 { font-size: clamp(20px, 2.2vw, 24px); }
p { margin: 0 0 1em; }

.cc-eyebrow {
  font-family: var(--cc-font-body);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--cc-gold);
  display: inline-block;
  margin-bottom: 12px;
}

/* ==========================================================================
   3. LAYOUT
   ========================================================================== */
.cc-container {
  max-width: var(--cc-max-width);
  margin: 0 auto;
  padding: 0 24px;
}
.cc-section { padding: var(--cc-section-pad) 0; }
.cc-section--navy { background: var(--cc-navy); color: var(--cc-dark-text); }
.cc-section--navy h1, .cc-section--navy h2, .cc-section--navy h3 { color: #fff; }
.cc-section--dark { background: var(--cc-dark-canvas); color: var(--cc-dark-text); }
.cc-grid { display: grid; gap: 28px; }
.cc-grid--2 { grid-template-columns: repeat(2, 1fr); }
.cc-grid--3 { grid-template-columns: repeat(3, 1fr); }
.cc-grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) {
  .cc-grid--2, .cc-grid--3, .cc-grid--4 { grid-template-columns: 1fr; }
}

/* ==========================================================================
   4. HEADER / NAV
   ========================================================================== */
.cc-header {
  background: var(--cc-offwhite);
  border-bottom: 1px solid rgba(18,37,72,.08);
  position: sticky;
  top: 0;
  z-index: 100;
}
.cc-header .cc-container { position: relative; }
.cc-header__row {
  display: grid;
  grid-template-columns: minmax(0, auto) minmax(0, 1fr);
  align-items: center;
  gap: clamp(16px, 2.5vw, 32px);
  padding: 14px 0 16px;
}
.cc-header__end {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: clamp(12px, 1.8vw, 22px);
  min-width: 0;
}
.cc-logo {
  flex-shrink: 0;
  min-width: 0;
  max-width: min(100%, 420px);
}
.cc-logo__link,
.cc-logo .custom-logo-link {
  display: inline-block;
  line-height: 0;
}
.cc-logo img,
.cc-logo .custom-logo,
.cc-logo__img {
  height: var(--cc-header-logo-h);
  width: auto;
  max-width: none;
}
.cc-header__mfd-tagline {
  margin: 8px 0 0;
  font-size: 12pt;
  line-height: 1.35;
  font-weight: 600;
  color: var(--cc-navy);
  max-width: 100%;
  text-wrap: pretty;
}
@media (min-width: 1280px) {
  .cc-header__mfd-tagline { white-space: nowrap; }
}
.cc-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: nowrap;
  gap: clamp(12px, 1.4vw, 22px);
  min-width: 0;
  flex: 1 1 auto;
}
@media (min-width: 1025px) and (max-width: 1320px) {
  .cc-nav { gap: 12px; }
  .cc-nav a,
  .cc-nav__drop-inner > a { font-size: 14px; }
  .cc-header__cta .cc-btn--gold { padding: 10px 16px; font-size: 13px; }
  .cc-login__toggle { padding: 10px 14px; font-size: 13px; }
}
.cc-nav > li {
  list-style: none;
  flex-shrink: 0;
}
.cc-nav a,
.cc-nav__drop-inner > a {
  font-weight: 500;
  font-size: 15px;
  color: var(--cc-navy);
  white-space: nowrap;
}
.cc-nav a:hover { color: var(--cc-sky); }
.cc-nav__drop,
.cc-nav > li.menu-item-has-children {
  flex-shrink: 0;
}
.cc-header__cta {
  display: flex;
  flex-wrap: nowrap;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
  flex-shrink: 0;
}
.cc-header__cta .cc-btn--gold {
  padding: 11px 20px;
  font-size: 14px;
  line-height: 1.25;
  white-space: nowrap;
  border-radius: 100px;
}
.cc-menu-toggle {
  display: none;
  background: none;
  border: 0;
  padding: 8px;
  font-size: 26px;
  line-height: 1;
  color: var(--cc-navy);
  cursor: pointer;
}

/* Client login menu — existing investors pick their platform */
.cc-login { position: relative; }
.cc-login__toggle {
  display: inline-flex; align-items: center; gap: 6px;
  background: transparent; border: 1px solid rgba(18,37,72,.14); border-radius: 100px;
  padding: 11px 18px; font: inherit; font-size: 14px; font-weight: 600; color: var(--cc-navy);
  cursor: pointer; transition: border-color .2s ease, background .2s ease;
  white-space: nowrap;
  line-height: 1.25;
}
.cc-login__toggle:hover { border-color: var(--cc-navy); background: #fff; }
.cc-login__toggle i { font-size: 11px; color: var(--cc-gold); transition: transform .2s ease; }
.cc-login.is-open .cc-login__toggle i { transform: rotate(180deg); }
.cc-login__menu {
  position: absolute; top: calc(100% + 10px); right: 0; z-index: 20;
  min-width: 236px; display: grid; gap: 2px;
  background: #fff; border: 1px solid rgba(18,37,72,.1); border-radius: 16px;
  padding: 12px; box-shadow: 0 20px 44px rgba(18,37,72,.16);
  opacity: 0; visibility: hidden; transform: translateY(-6px);
  transition: opacity .2s ease, transform .2s ease, visibility .2s;
}
.cc-login:hover .cc-login__menu, .cc-login.is-open .cc-login__menu,
.cc-login:focus-within .cc-login__menu { opacity: 1; visibility: visible; transform: none; }
.cc-login__note { font-size: 12px; color: var(--cc-slate); padding: 2px 10px 8px; line-height: 1.4; }
.cc-login__menu a {
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
  padding: 11px 12px; border-radius: 10px;
  font-size: 14px; font-weight: 600; color: var(--cc-navy);
}
.cc-login__menu a:hover { background: var(--cc-offwhite); color: var(--cc-navy); }
.cc-login__menu a i { color: var(--cc-gold); font-size: 12px; }
@media (max-width: 640px) { .cc-login { display: none; } }

/* Tablet + mobile: hamburger nav so items never wrap in a cramped row */
@media (max-width: 1024px) {
  :root { --cc-header-logo-h: 80px; }
  .cc-header__row {
    display: flex;
    flex-wrap: nowrap;
    align-items: flex-start;
    justify-content: space-between;
    gap: 12px;
  }
  .cc-header__end {
    flex: 0 0 auto;
    gap: 8px;
  }
  .cc-logo { max-width: calc(100% - 52px); flex: 1 1 auto; }
  .cc-header__mfd-tagline {
    font-size: 11pt;
    white-space: normal;
  }
  .cc-nav { display: none; }
  .cc-nav--open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: var(--cc-offwhite);
    padding: 20px 24px;
    border-bottom: 1px solid rgba(18,37,72,.08);
    box-shadow: 0 12px 28px rgba(18,37,72,.08);
    z-index: 90;
  }
  .cc-nav--open a { white-space: normal; }
  .cc-menu-toggle { display: block; flex-shrink: 0; }
  .cc-header__cta { flex-shrink: 0; align-items: center; padding-top: 4px; }
  .cc-header__cta .cc-btn--gold {
    padding: 10px 16px;
    font-size: 13px;
  }
}
@media (max-width: 480px) {
  :root { --cc-header-logo-h: 72px; }
  .cc-header__mfd-tagline {
    max-width: 17.5em;
    line-height: 1.4;
  }
}

/* ==========================================================================
   5. BUTTONS
   ========================================================================== */
.cc-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--cc-radius);
  font-weight: 600;
  font-size: 15px;
  border: 1px solid transparent;
  transition: transform .15s ease, box-shadow .15s ease;
}
.cc-btn:hover { transform: translateY(-1px); }
.cc-btn--gold {
  background: var(--cc-gold);
  color: var(--cc-navy);
}
.cc-btn--gold:hover { box-shadow: 0 8px 20px rgba(201,162,69,.35); }
.cc-btn--outline {
  background: transparent;
  border-color: var(--cc-navy);
  color: var(--cc-navy);
}
.cc-section--navy .cc-btn--outline { border-color: #fff; color: #fff; }
.cc-btn--ghost { background: transparent; color: var(--cc-sky); padding: 8px 0; }

/* ==========================================================================
   6. CARDS
   ========================================================================== */
.cc-card {
  background: #fff;
  border-radius: var(--cc-radius-lg);
  padding: 32px;
  box-shadow: 0 4px 24px rgba(18,37,72,.06);
}
.cc-card__icon {
  width: 48px; height: 48px;
  display: flex; align-items: center; justify-content: center;
  background: var(--cc-ice);
  border-radius: 12px;
  font-size: 22px;
  margin-bottom: 18px;
}

/* Stat block */
.cc-stat { text-align: center; }
.cc-stat__value {
  font-family: var(--cc-font-heading);
  font-size: clamp(32px, 4vw, 44px);
  color: var(--cc-gold);
}
.cc-stat__label { color: var(--cc-slate); font-size: 14px; }

/* Testimonial card */
.cc-testimonial { background: #fff; border-radius: var(--cc-radius-lg); padding: 28px; box-shadow: 0 4px 24px rgba(18,37,72,.06); }
.cc-testimonial__stars { color: var(--cc-gold); margin-bottom: 12px; }
.cc-testimonial__quote { font-style: italic; color: var(--cc-charcoal); }
.cc-testimonial__author { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.cc-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--cc-navy); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 600; font-size: 14px;
}

/* Team card */
.cc-team-card { text-align: center; }
.cc-team-card img { width: 120px; height: 120px; border-radius: 50%; margin: 0 auto 16px; object-fit: cover; }
.cc-badge {
  display: inline-block;
  background: var(--cc-ice);
  color: var(--cc-navy-deep);
  font-size: 12px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 100px;
  margin: 3px;
}

/* ==========================================================================
   7. FORMS
   ========================================================================== */
.cc-form-group { margin-bottom: 18px; }
.cc-form-group label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; color: var(--cc-navy); }
.cc-form-group input,
.cc-form-group select,
.cc-form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid rgba(18,37,72,.15);
  border-radius: var(--cc-radius);
  font-family: var(--cc-font-body);
  font-size: 15px;
  background: #fff;
}
.cc-form-group input:focus,
.cc-form-group select:focus,
.cc-form-group textarea:focus { outline: 2px solid var(--cc-sky); border-color: transparent; }

/* ==========================================================================
   8. CALCULATOR WIDGET (shared shell — plugin renders inside .cc-calc)
   ========================================================================== */
.cc-calc {
  background: #fff;
  border-radius: var(--cc-radius-lg);
  padding: 32px;
  box-shadow: 0 4px 24px rgba(18,37,72,.08);
  position: relative;
}
.cc-calc__result {
  background: var(--cc-navy);
  color: #fff;
  border-radius: var(--cc-radius);
  padding: 24px;
  text-align: center;
  margin-top: 20px;
}
.cc-calc__result-value {
  font-family: var(--cc-font-heading);
  font-size: 32px;
  color: var(--cc-gold);
}
.cc-calc__inner { position: relative; }
.cc-calc__inputs { display: grid; gap: 14px; margin-top: 16px; }
.cc-calc__range { display: grid; gap: 6px; }
.cc-calc__range span { font-size: 14px; font-weight: 600; color: var(--cc-navy); }
.cc-calc input[type="range"] { width: 100%; accent-color: var(--cc-sky); }
.cc-calc input[type="number"] {
  width: 100%; padding: 10px 12px; border-radius: 10px; border: 1px solid rgba(18,37,72,.12);
  font-size: 15px;
}
.cc-calc__method, .cc-calc__note, .cc-calc__rate-updated {
  font-size: 12.5px; line-height: 1.5; color: var(--cc-slate); margin: 0;
}
.cc-calc__rate-updated time { font-weight: 600; }
.cc-calc__reveal { margin-top: 18px; }
.cc-calc__result-area { margin-top: 16px; }
.cc-calc__result-placeholder {
  padding: 18px; border-radius: var(--cc-radius); background: rgba(18,37,72,.04);
  font-size: 14px; color: var(--cc-slate); text-align: center;
}
.cc-calc__result-detail { margin: 10px 0 0; font-size: 13px; opacity: .92; }
.cc-calc__result-label { display: block; font-size: 12px; letter-spacing: .06em; text-transform: uppercase; opacity: .85; }
.cc-calc__warn {
  background: #fff4e5; color: #7a4a00; padding: 10px 12px; border-radius: 10px;
  font-size: 13px; margin: 0 0 12px; text-align: left;
}
.cc-calc__step { display: grid; gap: 12px; }
.cc-calc__step h4 { margin: 0 0 4px; font-size: 16px; }
.cc-calc__preview {
  margin: 12px 0 0; padding: 12px 14px; border-radius: 12px; background: rgba(74,159,212,.08);
  font-size: 14px; line-height: 1.45; color: var(--cc-navy);
}
.cc-calc__gate[hidden] { display: none !important; }
.cc-calc__gate {
  position: fixed; inset: 0; z-index: 10050;
  display: flex; align-items: center; justify-content: center;
  padding: max(16px, env(safe-area-inset-top)) 16px max(16px, env(safe-area-inset-bottom));
}
.cc-calc__gate-scrim {
  position: absolute; inset: 0; background: rgba(18,37,72,.55); backdrop-filter: blur(4px);
}
.cc-calc__gate-dialog {
  position: relative; z-index: 1; width: min(520px, 100%); max-height: min(90vh, 640px);
  overflow: auto; background: #fff; border-radius: 20px; padding: 24px 22px 28px;
  box-shadow: 0 24px 64px rgba(18,37,72,.22); text-align: left;
}
.cc-calc__gate-close {
  position: absolute; top: 12px; right: 12px; width: 36px; height: 36px; border: 0; border-radius: 50%;
  background: var(--cc-offwhite); font-size: 22px; line-height: 1; cursor: pointer; color: var(--cc-navy);
}
.cc-calc__gate-close:hover { background: rgba(201,162,69,.2); }
.cc-calc__gate-title { margin: 0 0 8px; font-size: 20px; padding-right: 36px; }
.cc-calc__gate-lead { margin: 0 0 16px; font-size: 14px; color: var(--cc-slate); }
.cc-calc__gate-form { width: 100%; }
body.cc-calc-modal-open { overflow: hidden; }
.cc-calc__consent { display: flex; gap: 10px; align-items: flex-start; font-size: 12.5px; line-height: 1.45; font-weight: 400; }
.cc-calc__consent input { margin-top: 4px; flex-shrink: 0; }
.cc-calc__gate-error { color: #b42318; font-size: 13px; }
.cc-nav__drop-menu--tools {
  max-height: min(70vh, 520px);
  overflow-y: auto;
  min-width: 280px;
}

/* ==========================================================================
   9. FOOTER
   ========================================================================== */
.cc-footer { background: var(--cc-dark-canvas); color: var(--cc-dark-text-secondary); padding: 64px 0 24px; }
.cc-footer a { color: var(--cc-dark-text); }
.cc-footer__links { list-style: none; margin: 12px 0 0; padding: 0; display: grid; gap: 8px; }
.cc-footer__links a { font-size: 14px; }
.cc-footer__links a:hover { color: var(--cc-gold); }
.cc-footer__policy-links {
  margin-top: 40px;
  padding-top: 24px;
  border-top: 1px solid var(--cc-dark-border);
}
.cc-footer__policy-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  row-gap: 10px;
  font-size: 14px;
  line-height: 1.45;
}
.cc-footer__policy-list li {
  display: inline-flex;
  align-items: center;
  max-width: 100%;
}
.cc-footer__policy-list li:not(:last-child)::after {
  content: '·';
  margin: 0 10px;
  color: var(--cc-dark-text-secondary);
  font-weight: 400;
  pointer-events: none;
  user-select: none;
}
.cc-footer__policy-list a {
  font-size: 14px;
  color: var(--cc-dark-text);
  text-decoration: none;
}
.cc-footer__policy-list a:hover {
  color: var(--cc-gold);
  text-decoration: underline;
  text-underline-offset: 2px;
}
@media (max-width: 600px) {
  .cc-footer__policy-list {
    row-gap: 12px;
  }
  .cc-footer__policy-list li:not(:last-child)::after {
    margin: 0 8px;
  }
}
.cc-footer__bottom {
  border-top: 1px solid var(--cc-dark-border);
  margin-top: 40px;
  padding-top: 20px;
  font-size: 13px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.cc-disclaimer { font-size: 12px; color: var(--cc-dark-text-secondary); max-width: 900px; }

/* ==========================================================================
   10. UTILITIES
   ========================================================================== */
.cc-text-center { text-align: center; }
.cc-floating-cta {
  position: fixed; bottom: 24px; right: 24px; z-index: 200;
  background: var(--cc-gold); color: var(--cc-navy); font-weight: 700; font-size: 14px;
  padding: 14px 24px; border-radius: 100px; box-shadow: 0 8px 24px rgba(18,37,72,.25);
  transition: transform .15s ease, box-shadow .15s ease;
}
.cc-floating-cta:hover { transform: translateY(-2px); box-shadow: 0 12px 28px rgba(18,37,72,.32); }
@media (max-width: 600px) { .cc-floating-cta { bottom: 16px; right: 16px; left: 16px; text-align: center; } }
.cc-faq { max-width: 800px; margin: 0 auto; }
.cc-faq-item { border-bottom: 1px solid rgba(18,37,72,.1); }
.cc-faq-item summary { cursor: pointer; padding: 20px 0; font-family: var(--cc-font-heading); font-size: 18px; color: var(--cc-navy); list-style: none; display: flex; justify-content: space-between; align-items: center; }
.cc-faq-item summary::-webkit-details-marker { display: none; }
.cc-faq-item summary::after { content: '+'; font-size: 24px; color: var(--cc-gold); }
.cc-faq-item[open] summary::after { content: '−'; }
.cc-faq-item p { padding-bottom: 20px; color: var(--cc-slate); margin: 0; }
.cc-trust-badges { display: flex; flex-wrap: wrap; gap: 24px; justify-content: center; align-items: center; margin-top: 24px; }
.cc-trust-badge { font-size: 12px; font-weight: 700; letter-spacing: .04em; color: var(--cc-slate); border: 1px solid rgba(18,37,72,.15); border-radius: 100px; padding: 6px 16px; }
.cc-mt-0 { margin-top: 0; }
.cc-mb-0 { margin-bottom: 0; }
.cc-sr-only {
  position: absolute; width: 1px; height: 1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap;
}
/* ==========================================================================
   HERO — goal-led homepage (photo + overlapping goal tiles + bottom strip)
   ========================================================================== */
.cc-hero-home {
  padding-top: clamp(48px, 7vw, 88px);
  padding-bottom: clamp(40px, 5vw, 72px);
  background: var(--cc-offwhite);
}
.cc-hero-home__intro { max-width: 920px; }
.cc-hero-home__intro h1 {
  margin: 0 0 20px;
  font-family: var(--cc-font-heading);
  font-size: clamp(40px, 6.4vw, 72px);
  font-weight: 400;
  line-height: 1.06;
  letter-spacing: -.02em;
  color: var(--cc-navy);
  text-align: left;
}
.cc-hero-home__sub {
  margin: 0;
  max-width: 640px;
  color: var(--cc-slate);
  font-size: clamp(16px, 1.35vw, 18px);
  line-height: 1.55;
}
.cc-hero-home__stage { margin-top: clamp(28px, 4vw, 44px); }
.cc-hero-home__media {
  position: relative;
  margin-bottom: clamp(56px, 10vw, 100px);
}
.cc-hero-home__photo {
  display: block;
  width: 100%;
  height: clamp(240px, 32vw, 360px);
  max-height: 360px;
  object-fit: cover;
  object-position: center 20%;
  border-radius: var(--cc-radius);
  background: #ebe4d6;
}
.cc-hero-home__photo--placeholder {
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px dashed rgba(18,37,72,.22);
  color: var(--cc-slate);
  font-size: 14px;
  font-weight: 500;
}
.cc-hero-home__goals {
  position: absolute;
  left: clamp(12px, 3vw, 28px);
  bottom: 0;
  transform: translateY(42%);
  width: min(100% - 24px, 520px);
  background: #fff;
  border: 1px solid rgba(18,37,72,.12);
  border-radius: var(--cc-radius-lg);
  padding: clamp(18px, 2.5vw, 26px);
}
.cc-hero-home__goals-label {
  margin: 0 0 14px;
  font-size: 14px;
  font-weight: 500;
  color: var(--cc-slate);
}
.cc-hero-home__tiles {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.cc-hero-home__tile {
  flex: 1 1 calc(50% - 10px);
  min-width: 140px;
  padding: 12px 16px;
  border: 1px solid rgba(18,37,72,.14);
  border-radius: var(--cc-radius);
  background: #fff;
  font-size: 14px;
  font-weight: 600;
  color: var(--cc-navy);
  text-align: center;
  transition: border-color .2s ease, background .2s ease;
}
.cc-hero-home__tile:hover {
  border-color: rgba(201,162,69,.55);
  background: rgba(244,247,251,.6);
}
.cc-hero-home__strip {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.35fr);
  gap: clamp(24px, 4vw, 48px);
  align-items: stretch;
}
.cc-hero-home__cover-label {
  margin: 0 0 12px;
  font-size: 14px;
  font-weight: 600;
  color: var(--cc-slate);
}
.cc-hero-home__cover-list {
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: clamp(17px, 1.6vw, 20px);
  font-weight: 500;
  color: var(--cc-navy);
  line-height: 1.45;
}
.cc-hero-home__cover-list li + li { margin-top: 6px; }
.cc-hero-home__panel {
  background: var(--cc-navy);
  color: #fff;
  border-radius: var(--cc-radius-lg);
  padding: clamp(28px, 3.5vw, 40px);
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 18px;
}
.cc-hero-home__panel-text {
  margin: 0;
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.4vw, 30px);
  line-height: 1.25;
  color: #fff;
}
.cc-hero-home__panel-cta {
  align-self: flex-start;
  font-size: 16px;
  font-weight: 700;
  color: var(--cc-gold);
  text-decoration: underline;
  text-underline-offset: 4px;
}
.cc-hero-home__panel-cta:hover { color: var(--cc-champagne); }

@media (max-width: 900px) {
  .cc-hero-home__strip { grid-template-columns: 1fr; }
  .cc-hero-home__goals {
    position: relative;
    left: auto;
    bottom: auto;
    transform: none;
    width: 100%;
    margin-top: -28px;
  }
  .cc-hero-home__media { margin-bottom: clamp(32px, 6vw, 48px); }
}
@media (max-width: 520px) {
  .cc-hero-home__tile { flex: 1 1 100%; min-width: 0; }
}

.cc-photo-placeholder {
  flex-direction: column;
  aspect-ratio: 4/3;
  border-radius: var(--cc-radius-lg);
  background: linear-gradient(135deg, var(--cc-ice), var(--cc-offwhite));
  border: 2px dashed var(--cc-sky);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--cc-slate);
  font-size: 13px;
  font-weight: 600;
  padding: 20px;
}

/* ==========================================================================
   11. SECTION SYSTEM v2 — shared section heads, scroll reveal, bento tiles,
   carousels and CTA band used across the homepage sections
   ========================================================================== */
.cc-section--tight { padding: clamp(40px, 5vw, 76px) 0; }

/* Small pill label that sits above every section heading */
.cc-label {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; border: 1px solid rgba(18,37,72,.1); border-radius: 100px;
  padding: 7px 16px 7px 12px;
  font-size: 11px; font-weight: 700; letter-spacing: .09em; text-transform: uppercase;
  color: var(--cc-navy);
  box-shadow: 0 4px 14px rgba(18,37,72,.06);
}
.cc-label::before { content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--cc-gold); }
.cc-section--navy .cc-label, .cc-cta-band .cc-label { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.16); color: #fff; box-shadow: none; }

/* Section head: pill + two-tone heading (muted lead words via <em>) + intro */
.cc-sec-head { max-width: 720px; margin-bottom: clamp(30px, 4vw, 52px); }
.cc-sec-head--center { margin-left: auto; margin-right: auto; text-align: center; }
.cc-sec-head h2 { margin: 18px 0 0; }
h2 em { font-style: normal; color: var(--cc-slate); }
.cc-section--navy h2 em, .cc-cta-band h2 em, .cc-tile--navy h2 em { color: var(--cc-dark-text-secondary); }
.cc-sec-head p { margin: 14px 0 0; color: var(--cc-slate); font-size: 17px; }
.cc-section--navy .cc-sec-head p { color: var(--cc-dark-text-secondary); }
.cc-sec-head--split { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(24px, 4vw, 60px); align-items: end; max-width: none; }
.cc-sec-head--split p { margin-top: 0; }
@media (max-width: 900px) { .cc-sec-head--split { grid-template-columns: 1fr; align-items: start; } }

/* Scroll reveal — only armed once JS adds .cc-reveal-ready, so content is
   always visible if scripts fail */
.cc-reveal-ready [data-reveal] {
  opacity: 0; transform: translateY(20px);
  transition: opacity .7s cubic-bezier(.2,.7,.2,1), transform .7s cubic-bezier(.2,.7,.2,1);
  transition-delay: var(--cc-delay, 0ms);
}
.cc-reveal-ready [data-reveal].is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .cc-reveal-ready [data-reveal] { opacity: 1; transform: none; transition: none; }
}

/* Bento tiles */
.cc-tile {
  background: #fff; border: 1px solid rgba(18,37,72,.07); border-radius: 24px;
  padding: 30px; box-shadow: 0 6px 26px rgba(18,37,72,.05);
}
.cc-tile--navy { background: var(--cc-navy); color: var(--cc-dark-text); border-color: transparent; }
.cc-tile--navy h2, .cc-tile--navy h3 { color: #fff; }
.cc-tile--gold { background: linear-gradient(140deg, var(--cc-champagne), #fff 78%); }
.cc-tile__big { font-family: var(--cc-font-heading); font-size: clamp(30px, 3.4vw, 40px); line-height: 1; color: var(--cc-gold); }
.cc-tile p { margin: 8px 0 0; color: var(--cc-slate); }
.cc-tile--navy p { color: var(--cc-dark-text-secondary); }

/* Service cards */
.cc-bento { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; }
.cc-svc {
  display: flex; flex-direction: column; gap: 12px;
  background: #fff; border: 1px solid rgba(18,37,72,.07); border-radius: 24px; padding: 30px;
  box-shadow: 0 6px 26px rgba(18,37,72,.05);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.cc-svc:hover { transform: translateY(-6px); box-shadow: 0 20px 44px rgba(18,37,72,.1); border-color: rgba(201,162,69,.45); }
.cc-svc__icon { width: 52px; height: 52px; border-radius: 16px; background: var(--cc-ice); display: flex; align-items: center; justify-content: center; font-size: 24px; }
.cc-svc h3 { margin: 6px 0 0; }
.cc-svc p { margin: 0; color: var(--cc-slate); flex: 1; }
.cc-svc__more { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: 14px; color: var(--cc-navy); }
.cc-svc__more i { font-style: normal; transition: transform .2s ease; }
.cc-svc:hover .cc-svc__more i { transform: translateX(5px); }
.cc-svc--all { background: var(--cc-navy); border-color: transparent; justify-content: center; }
.cc-svc--all h3 { color: #fff; }
.cc-svc--all p { color: var(--cc-dark-text-secondary); }
.cc-svc--all .cc-svc__icon { background: rgba(255,255,255,.1); color: #fff; }
.cc-svc--all .cc-svc__more { color: var(--cc-gold); }

/* Horizontal card carousel (testimonials) + shared nav arrows */
.cc-carousel { display: flex; gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory; scroll-behavior: smooth; padding: 6px 4px 20px; -webkit-overflow-scrolling: touch; }
.cc-carousel::-webkit-scrollbar { height: 6px; }
.cc-carousel::-webkit-scrollbar-thumb { background: rgba(18,37,72,.15); border-radius: 10px; }
.cc-carousel > * { scroll-snap-align: start; flex: 0 0 clamp(268px, 31%, 372px); }
.cc-carousel .cc-testimonial { display: flex; flex-direction: column; border: 1px solid rgba(18,37,72,.07); }
.cc-carousel .cc-testimonial__quote { flex: 1; }
.cc-carousel .cc-testimonial:first-child { background: var(--cc-navy); border-color: transparent; }
.cc-carousel .cc-testimonial:first-child .cc-testimonial__quote,
.cc-carousel .cc-testimonial:first-child strong { color: #fff; }
.cc-carousel .cc-testimonial:first-child .cc-avatar { background: var(--cc-gold); color: var(--cc-navy); }
.cc-carousel .cc-testimonial:first-child .cc-testimonial__role { color: var(--cc-dark-text-secondary); }
.cc-testimonial__role { font-size: 13px; color: var(--cc-slate); }
.cc-avatar--photo { overflow: hidden; padding: 0; background: none; }
.cc-avatar--photo img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; display: block; }
.cc-carnav { display: flex; gap: 10px; justify-content: flex-end; }
.cc-carnav button {
  width: 44px; height: 44px; border-radius: 50%;
  background: #fff; border: 1px solid rgba(18,37,72,.12); color: var(--cc-navy);
  font-size: 20px; line-height: 1; display: flex; align-items: center; justify-content: center;
  transition: background .2s ease, color .2s ease, border-color .2s ease, opacity .2s ease;
}
.cc-carnav button:hover { background: var(--cc-navy); color: #fff; border-color: var(--cc-navy); }
.cc-carnav button[disabled] { opacity: .35; pointer-events: none; }

/* FAQ — sticky heading on the left, accordion on the right */
.cc-faq-split { display: grid; grid-template-columns: .82fr 1.18fr; gap: clamp(24px, 4vw, 64px); align-items: start; }
.cc-faq-split__aside { position: sticky; top: 120px; }
.cc-faq-split .cc-faq { max-width: none; margin: 0; }
.cc-faq-split .cc-faq-item { background: #fff; border: 1px solid rgba(18,37,72,.07); border-radius: 16px; padding: 0 22px; margin-bottom: 12px; }
.cc-faq-split .cc-faq-item summary { padding: 18px 0; }
.cc-faq-split .cc-faq-item p { padding-bottom: 18px; }
@media (max-width: 900px) {
  .cc-faq-split { grid-template-columns: 1fr; }
  .cc-faq-split__aside { position: static; }
}

/* Final CTA band */
.cc-cta-band {
  position: relative; overflow: hidden; text-align: center;
  background: var(--cc-navy); color: var(--cc-dark-text);
  border-radius: 32px; padding: clamp(44px, 6vw, 76px) clamp(24px, 4vw, 56px);
}
.cc-cta-band::before, .cc-cta-band::after { content: ''; position: absolute; border-radius: 50%; pointer-events: none; }
.cc-cta-band::before { width: 560px; height: 560px; top: -300px; left: 50%; transform: translateX(-50%); background: radial-gradient(circle, rgba(74,159,212,.34), transparent 62%); }
.cc-cta-band::after { width: 380px; height: 380px; right: -140px; bottom: -200px; background: radial-gradient(circle, rgba(201,162,69,.3), transparent 62%); }
.cc-cta-band > * { position: relative; }
.cc-cta-band h2 { color: #fff; max-width: 640px; margin: 18px auto 12px; }
.cc-cta-band p { max-width: 540px; margin: 0 auto 26px; color: var(--cc-dark-text-secondary); }
.cc-cta-band__actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.cc-cta-band .cc-btn--outline { border-color: rgba(255,255,255,.5); color: #fff; }
.cc-cta-band p.cc-cta-band__fine { margin: 30px auto 0; font-size: 12px; color: rgba(255,255,255,.45); }

/* ==========================================================================
   12. SECTION SYSTEM v3 — breaks the repeating "label + centred heading + 3
   cards" rhythm: editorial proof strip, navy process timeline, asymmetric
   service grid, advisor rows, expand/collapse tool deck, drawn underlines
   ========================================================================== */

/* Micro-interaction: gold underline that draws itself under a key phrase */
.cc-uline { position: relative; display: inline-block; }
.cc-uline__svg {
  position: absolute; left: 0; bottom: -.18em;
  width: 100%; height: .34em;
  color: var(--cc-gold); overflow: visible;
}
.cc-uline__svg path {
  stroke-dasharray: 240; stroke-dashoffset: 240;
  transition: stroke-dashoffset 1.1s cubic-bezier(.4,.05,.2,1) .2s;
}
.cc-uline.is-in .cc-uline__svg path { stroke-dashoffset: 0; }
.cc-reveal-ready .cc-uline[data-reveal] { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .cc-uline__svg path { stroke-dashoffset: 0; transition: none; }
}

/* Proof strip — numbers set as type, not cards */
.cc-proof { background: var(--cc-offwhite); border-top: 1px solid rgba(18,37,72,.07); }
.cc-proof__inner { display: grid; grid-template-columns: .82fr 1.18fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
.cc-proof__intro p { margin: 18px 0 20px; max-width: 340px; color: var(--cc-slate); font-size: 17px; }
.cc-proof__intro .cc-trust-badges { justify-content: flex-start; gap: 10px; margin-top: 0; }
.cc-proof__figures { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 30px 34px; }
.cc-proof__figure { padding-left: 22px; border-left: 2px solid rgba(201,162,69,.5); }
.cc-proof__value { display: block; font-family: var(--cc-font-heading); font-size: clamp(32px, 3.6vw, 46px); line-height: 1; color: var(--cc-navy); }
.cc-proof__label { display: block; margin-top: 6px; line-height: 1.4; font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--cc-slate); }

@media (max-width: 860px) {
  .cc-proof__inner { grid-template-columns: 1fr; }
  .cc-proof__intro p { max-width: none; }
}
@media (max-width: 420px) {
  .cc-proof__figures { gap: 22px; }
  .cc-proof__figure { padding-left: 16px; }
}

/* Process — full-bleed navy, sticky heading, vertical timeline, parallax glows */
.cc-process { position: relative; overflow: hidden; padding: clamp(56px, 7vw, 96px) 0; }
.cc-process__glow { position: absolute; border-radius: 50%; pointer-events: none; will-change: transform; }
.cc-process__glow--sky { width: 620px; height: 620px; top: -280px; left: -180px; background: radial-gradient(circle, rgba(74,159,212,.30), transparent 62%); }
.cc-process__glow--gold { width: 520px; height: 520px; right: -220px; bottom: -260px; background: radial-gradient(circle, rgba(201,162,69,.26), transparent 62%); }
.cc-process__inner { position: relative; z-index: 1; display: grid; grid-template-columns: .86fr 1.14fr; gap: clamp(30px, 5vw, 76px); align-items: start; }
.cc-process__aside { align-self: center; }
.cc-process__aside h2 { margin: 20px 0 16px; }
.cc-process__aside > p { color: var(--cc-dark-text-secondary); max-width: 380px; }
.cc-process__aside-foot { margin-top: 30px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); }
.cc-process__aside-foot p { font-size: 14px; color: var(--cc-dark-text-secondary); max-width: 320px; }
.cc-timeline { display: flex; flex-direction: column; position: relative; }
.cc-timeline::before {
  content: ''; position: absolute; left: 26px; top: 24px; bottom: 24px; width: 1px;
  background: linear-gradient(rgba(201,162,69,.7), rgba(74,159,212,.4) 60%, transparent);
}
.cc-timeline__item { display: flex; gap: 22px; padding: 20px 0; border-bottom: 1px solid rgba(255,255,255,.08); }
.cc-timeline__item:last-child { border-bottom: 0; }
.cc-timeline__num {
  position: relative; z-index: 1; flex: 0 0 54px; height: 54px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: #0F2143; border: 1px solid rgba(255,255,255,.16);
  font-family: var(--cc-font-heading); font-size: 18px; color: var(--cc-gold);
  transition: background .3s ease, color .3s ease, border-color .3s ease, transform .3s ease;
}
.cc-timeline__item:hover .cc-timeline__num { background: var(--cc-gold); border-color: var(--cc-gold); color: var(--cc-navy); transform: scale(1.06); }
.cc-timeline__body { padding-top: 4px; }
.cc-timeline__head { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; }
.cc-timeline__body h3 { margin: 0; font-size: clamp(19px, 2vw, 23px); }
.cc-timeline__when {
  flex-shrink: 0; font-size: 11px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase;
  color: var(--cc-gold); border: 1px solid rgba(201,162,69,.35); border-radius: 100px; padding: 4px 12px;
}
.cc-timeline__body p { margin: 8px 0 0; font-size: 15px; color: var(--cc-dark-text-secondary); }
@media (max-width: 900px) {
  .cc-process__inner { grid-template-columns: 1fr; gap: 34px; }
  .cc-process__aside { position: static; }
  .cc-timeline__head { flex-direction: column; align-items: flex-start; gap: 8px; }
}

/* Services — asymmetric grid: one tall gold feature, two cards, one wide navy */
.cc-svcgrid { display: grid; grid-template-columns: 1.22fr 1fr 1fr; gap: 20px; }
.cc-svc { border-radius: 24px; transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease, border-radius .4s ease; }
.cc-svc__icon { transition: background .3s ease, border-radius .4s ease, transform .4s ease; }
.cc-svc:hover { border-radius: 24px 6px 24px 6px; }
.cc-svc:hover .cc-svc__icon { background: var(--cc-champagne); border-radius: 50% 16px 50% 16px; transform: rotate(-8deg); }
.cc-svc--feature {
  position: relative; overflow: hidden; grid-row: 1 / span 2; gap: 16px;
  background: linear-gradient(158deg, var(--cc-champagne) -10%, #fff 58%);
  border-color: rgba(201,162,69,.28);
}
.cc-svc--feature h3 { font-size: clamp(24px, 2.6vw, 32px); }
.cc-svc--feature p { flex: 0; font-size: 16px; }
.cc-svc__arcs { position: absolute; top: -60px; right: -60px; width: 320px; height: 320px; pointer-events: none; }
.cc-svc--feature .cc-svc__icon { background: #fff; margin-bottom: auto; }
.cc-svc--all {
  grid-column: 2 / span 2; display: grid; align-items: center; gap: 26px;
  grid-template-columns: 52px minmax(0, .9fr) minmax(0, 1.1fr) auto;
}
.cc-svc--all h3 { margin: 0; }
.cc-svc--all p { margin: 0; }
.cc-svc--all .cc-svc__more { white-space: nowrap; }
@media (max-width: 980px) {
  .cc-svcgrid { grid-template-columns: 1fr 1fr; }
  .cc-svc--feature { grid-row: auto; grid-column: 1 / span 2; }
  .cc-svc--all { grid-column: 1 / span 2; }
}
@media (max-width: 640px) {
  .cc-svcgrid { grid-template-columns: 1fr; }
  .cc-svc--feature, .cc-svc--all { grid-column: auto; }
  .cc-svc--all { grid-template-columns: 1fr; gap: 12px; }
}

/* Advisors — wide rows, mirrored, with an oversized index numeral */
.cc-advisors { display: flex; flex-direction: column; gap: 22px; }
.cc-advisor {
  display: grid; grid-template-columns: 300px 1fr; gap: clamp(24px, 4vw, 52px); align-items: center;
  background: #fff; border: 1px solid rgba(18,37,72,.07); border-radius: 28px;
  padding: clamp(26px, 3vw, 40px); box-shadow: 0 8px 30px rgba(18,37,72,.05);
  transition: box-shadow .3s ease, border-color .3s ease;
}
.cc-advisor:hover { box-shadow: 0 22px 52px rgba(18,37,72,.1); border-color: rgba(201,162,69,.35); }
.cc-advisor:nth-child(even) { grid-template-columns: 1fr 300px; }
.cc-advisor:nth-child(even) .cc-advisor__media { order: 2; }
.cc-advisor__media { position: relative; display: flex; align-items: center; justify-content: center; }
.cc-advisor__index {
  position: absolute; top: -12px; left: 0;
  font-family: var(--cc-font-heading); font-size: 64px; line-height: 1;
  color: rgba(18,37,72,.07);
}
.cc-advisor__photo {
  position: relative; width: 176px; height: 176px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center; font-size: 26px;
  background: linear-gradient(135deg, var(--cc-ice), var(--cc-offwhite));
  border: 2px dashed var(--cc-sky);
  box-shadow: 0 14px 34px rgba(18,37,72,.12);
}
.cc-advisor__photo--img { border: 4px solid #fff; overflow: hidden; }
.cc-advisor__photo--img img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.cc-advisor__body { display: flex; flex-direction: column; align-items: flex-start; gap: 12px; }
.cc-advisor__pill { background: var(--cc-champagne); color: var(--cc-navy); border-radius: 100px; padding: 5px 14px; font-size: 11px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; }
.cc-advisor__body h3 { margin: 0; font-size: clamp(24px, 2.6vw, 30px); }
.cc-advisor__range { margin: 0; font-size: 14px; font-weight: 600; color: var(--cc-slate); }
.cc-advisor__body ul { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 10px 26px; width: 100%; }
.cc-advisor__body li { position: relative; padding-left: 24px; font-size: 15px; color: var(--cc-slate); }
.cc-advisor__body li::before { content: '✓'; position: absolute; left: 0; color: var(--cc-gold); font-weight: 700; }
.cc-advisors__foot { margin: 26px 0 0; color: var(--cc-slate); }
.cc-advisors__foot a { color: var(--cc-navy); font-weight: 600; border-bottom: 1px solid rgba(201,162,69,.6); }
@media (max-width: 860px) {
  .cc-advisor, .cc-advisor:nth-child(even) { grid-template-columns: 1fr; text-align: left; }
  .cc-advisor:nth-child(even) .cc-advisor__media { order: 0; }
  .cc-advisor__media { justify-content: flex-start; padding-left: 46px; }
}

/* Tools deck — one open card flanked by collapsed spines */
.cc-tools__head { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(20px, 4vw, 56px); align-items: end; margin-bottom: clamp(26px, 3.5vw, 44px); }
.cc-tools__head h2 { margin: 20px 0 0; }
.cc-tools__head > p { margin: 0; color: var(--cc-dark-text-secondary); font-size: 17px; }
.cc-deck { display: flex; gap: 10px; overflow-x: auto; scrollbar-width: none; padding: 4px 2px 12px; }
.cc-deck::-webkit-scrollbar { display: none; }
.cc-deck__item {
  position: relative; flex: 0 0 96px; height: 300px; overflow: hidden;
  display: flex; align-items: stretch; padding: 0; text-align: left; color: inherit;
  background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: 22px;
  transition: flex-grow .55s cubic-bezier(.3,.85,.2,1), background .35s ease, border-color .35s ease, box-shadow .35s ease;
}
.cc-deck__item:hover { background: rgba(255,255,255,.09); }
.cc-deck__item.is-active {
  flex-grow: 1;
  background: linear-gradient(155deg, #1B3A6B, #0C1D3C 78%);
  border-color: rgba(201,162,69,.42);
  box-shadow: 0 22px 48px rgba(0,0,0,.28);
}
.cc-deck__spine { flex: 0 0 94px; display: flex; flex-direction: column; align-items: center; gap: 18px; padding: 24px 0; }
.cc-deck__spine::after {
  content: '+'; margin-top: auto; font-size: 17px; line-height: 1;
  color: var(--cc-gold); opacity: .75; transition: opacity .25s ease;
}
.cc-deck__item.is-active .cc-deck__spine::after { opacity: 0; }
.cc-deck__icon { font-size: 24px; line-height: 1; }
.cc-deck__spine-name {
  writing-mode: vertical-rl; transform: rotate(180deg);
  font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--cc-dark-text-secondary); white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
  transition: opacity .25s ease;
}
.cc-deck__item.is-active .cc-deck__spine-name { opacity: 0; }
.cc-deck__item.is-active .cc-deck__icon { color: var(--cc-gold); }
.cc-deck__panel {
  flex: 1 1 0; min-width: 0; display: flex; flex-direction: column; align-items: flex-start; gap: 10px;
  padding: 26px 28px 26px 0; opacity: 0; transform: translateX(-12px);
  transition: opacity .3s ease .12s, transform .5s cubic-bezier(.3,.85,.2,1) .06s;
}
.cc-deck__item.is-active .cc-deck__panel { opacity: 1; transform: none; }
.cc-deck__tag {
  display: inline-block; font-size: 10px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--cc-gold); border: 1px solid rgba(201,162,69,.4); border-radius: 100px; padding: 4px 10px;
  white-space: nowrap; text-decoration: none;
}
.cc-deck__tag:hover { background: rgba(201,162,69,.12); color: var(--cc-champagne); }
.cc-deck__name { font-family: var(--cc-font-heading); font-size: clamp(22px, 2.2vw, 28px); line-height: 1.15; color: #fff; white-space: nowrap; }
.cc-deck__desc { font-size: 15px; line-height: 1.55; color: var(--cc-dark-text-secondary); max-width: 420px; }
.cc-deck__graphic { width: 100%; height: 78px; margin-top: auto; opacity: .9; }
.cc-tools__foot { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 18px; margin-top: 24px; font-size: 14px; color: var(--cc-dark-text-secondary); }
@media (max-width: 640px) {
  .cc-tools__head { grid-template-columns: 1fr; }
  .cc-deck__item { height: 300px; flex-basis: 76px; }
  .cc-deck__spine { flex-basis: 76px; }
  .cc-deck__item.is-active { flex: 0 0 min(300px, 78vw); }
  .cc-deck__panel { padding: 22px 18px 16px 0; }
  .cc-deck__name { white-space: normal; }
  .cc-tools__foot { flex-direction: column; align-items: flex-start; }
}

/* Stories — staggered quote cards with an oversized quotation mark */
.cc-stories__head { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; margin-bottom: clamp(26px, 4vw, 46px); }
.cc-stories__head h2 { margin: 18px 0 0; }
.cc-stories .cc-carousel { padding-bottom: 34px; }
.cc-stories .cc-testimonial {
  margin: 0; border-radius: 24px; padding: 26px 28px 28px;
  transition: transform .3s ease, box-shadow .3s ease, border-radius .4s ease;
}
.cc-stories .cc-testimonial:nth-child(even) { margin-top: 30px; }
.cc-stories .cc-testimonial:hover { transform: translateY(-6px); border-radius: 24px 24px 24px 6px; box-shadow: 0 22px 48px rgba(18,37,72,.12); }
.cc-testimonial__mark { display: block; font-family: var(--cc-font-heading); font-size: 62px; line-height: .6; height: 30px; color: rgba(201,162,69,.4); }
.cc-stories .cc-testimonial__quote { margin: 14px 0 0; font-size: 16px; line-height: 1.6; }
.cc-stories .cc-testimonial__author strong { display: block; }
.cc-stories .cc-testimonial__role { display: block; }
.cc-carousel .cc-testimonial:first-child .cc-testimonial__mark { color: rgba(201,162,69,.75); }
@media (max-width: 640px) {
  .cc-stories__head { flex-direction: column; align-items: flex-start; }
  .cc-stories .cc-testimonial:nth-child(even) { margin-top: 0; }
}

/* Notes — one lead note plus two compact rows */
.cc-notes { display: grid; grid-template-columns: 1.45fr 1fr; grid-template-rows: repeat(2, minmax(0, 1fr)); gap: 20px; }
.cc-note {
  display: grid; grid-template-columns: 140px 1fr; overflow: hidden;
  background: #fff; border: 1px solid rgba(18,37,72,.07); border-radius: 24px;
  box-shadow: 0 6px 26px rgba(18,37,72,.05);
  transition: transform .3s ease, box-shadow .3s ease, border-radius .4s ease;
}
.cc-note:hover { transform: translateY(-5px); border-radius: 24px 6px 24px 6px; box-shadow: 0 22px 48px rgba(18,37,72,.1); }
.cc-note--lead { grid-row: 1 / span 2; grid-template-columns: 1fr; }
.cc-note__media { overflow: hidden; }
.cc-note__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s ease; }
.cc-note:hover .cc-note__media img { transform: scale(1.05); }
.cc-note__media .cc-photo-placeholder { height: 100%; aspect-ratio: auto; border-radius: 0; border-width: 0 0 2px; font-size: 11px; }
.cc-note--lead .cc-note__media { aspect-ratio: 16/9; }
.cc-note__body { display: flex; flex-direction: column; gap: 9px; padding: 22px; }
.cc-note--lead .cc-note__body { padding: 30px; gap: 12px; }
.cc-note__date { font-size: 11px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; color: var(--cc-slate); }
.cc-note h3 { margin: 0; font-size: 19px; }
.cc-note--lead h3 { font-size: clamp(24px, 2.6vw, 31px); }
.cc-note p { margin: 0; flex: 1; font-size: 14px; color: var(--cc-slate); }
.cc-note--lead p { font-size: 16px; }
@media (max-width: 900px) {
  .cc-notes { grid-template-columns: 1fr; grid-template-rows: none; }
  .cc-note--lead { grid-row: auto; }
}
@media (max-width: 480px) {
  .cc-note { grid-template-columns: 1fr; }
  .cc-note__media { aspect-ratio: 16/9; }
}

/* FAQ — numbered rows */
.cc-faq-split__aside h2 { margin: 18px 0 14px; }
.cc-faq-split__aside > p { color: var(--cc-slate); }
.cc-faq-item summary { gap: 14px; }
.cc-faq-item__num { flex: 0 0 26px; font-family: var(--cc-font-heading); font-size: 14px; color: var(--cc-gold); }
.cc-faq-item summary > span:not(.cc-faq-item__num) { flex: 1; }
.cc-faq-split .cc-faq-item { transition: border-color .3s ease, box-shadow .3s ease; }
.cc-faq-split .cc-faq-item:hover { border-color: rgba(201,162,69,.4); }
.cc-faq-split .cc-faq-item[open] { border-color: rgba(201,162,69,.5); box-shadow: 0 10px 30px rgba(18,37,72,.07); }
.cc-faq-split .cc-faq-item p { padding-left: 40px; }

/* CTA band — gold hairline frame plus a parallax glow */
.cc-cta-band { border: 1px solid rgba(201,162,69,.35); }
.cc-cta-band__glow {
  position: absolute; width: 620px; height: 620px; left: 50%; top: -340px;
  transform: translateX(-50%); border-radius: 50%; pointer-events: none; will-change: transform;
  background: radial-gradient(circle, rgba(201,162,69,.22), transparent 62%);
}
.cc-svc__points { display: grid; gap: 8px; margin: 4px 0 0; }
.cc-svc__points li { position: relative; padding-left: 22px; font-size: 15px; color: var(--cc-navy); }
.cc-svc__points li::before { content: '✓'; position: absolute; left: 0; color: var(--cc-gold); font-weight: 700; }

/* ==========================================================================
   13. TOOLS PAGE — navy hero with a live SIP estimator, and calculator cards
   with chart art, popularity badges and real usage counts
   ========================================================================== */
.cc-thero { position: relative; overflow: hidden; padding: clamp(64px, 8vw, 108px) 0; }
.cc-thero__glow { position: absolute; border-radius: 50%; pointer-events: none; will-change: transform; }
.cc-thero__glow--sky { width: 640px; height: 640px; top: -300px; left: -200px; background: radial-gradient(circle, rgba(74,159,212,.32), transparent 62%); }
.cc-thero__glow--gold { width: 520px; height: 520px; right: -200px; bottom: -240px; background: radial-gradient(circle, rgba(201,162,69,.26), transparent 62%); }
.cc-thero__inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(32px, 5vw, 68px); align-items: center; }
.cc-thero__copy h1 { margin: 20px 0 16px; }
.cc-thero__copy > p { color: var(--cc-dark-text-secondary); max-width: 520px; }
.cc-thero__points { list-style: none; margin: 22px 0 28px; padding: 0; display: grid; gap: 10px; }
.cc-thero__points li { position: relative; padding-left: 26px; font-size: 15px; color: #fff; }
.cc-thero__points li::before {
  content: '✓'; position: absolute; left: 0; top: -1px;
  width: 18px; height: 18px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 10px; font-weight: 700; color: var(--cc-navy); background: var(--cc-gold);
}
.cc-thero__actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* Live estimator card */
.cc-estimator {
  background: rgba(255,255,255,.055);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 26px;
  padding: 28px 28px 22px;
  backdrop-filter: blur(6px);
  box-shadow: 0 26px 60px rgba(0,0,0,.3);
}
.cc-estimator__head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 20px; }
.cc-estimator__title { font-family: var(--cc-font-heading); font-size: 21px; color: #fff; }
.cc-estimator__live {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  color: var(--cc-champagne);
}
.cc-estimator__live::before {
  content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--cc-gold);
  animation: cc-pulse 1.8s ease-in-out infinite;
}
@keyframes cc-pulse { 0%, 100% { opacity: 1; transform: scale(1); } 50% { opacity: .35; transform: scale(.75); } }
.cc-estimator__field { display: block; margin-bottom: 18px; }
.cc-estimator__label { display: flex; justify-content: space-between; align-items: baseline; font-size: 13px; color: var(--cc-dark-text-secondary); margin-bottom: 8px; }
.cc-estimator__label b { font-size: 15px; color: #fff; }
.cc-estimator input[type="range"] {
  -webkit-appearance: none; appearance: none; width: 100%; height: 4px; margin: 0;
  border-radius: 100px; background: rgba(255,255,255,.18); cursor: pointer;
}
.cc-estimator input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--cc-gold); border: 3px solid #fff;
  box-shadow: 0 4px 12px rgba(0,0,0,.35);
  transition: transform .18s ease;
}
.cc-estimator input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.14); }
.cc-estimator input[type="range"]::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--cc-gold); border: 3px solid #fff; box-shadow: 0 4px 12px rgba(0,0,0,.35);
}
.cc-estimator input[type="range"]:focus-visible { outline: 2px solid var(--cc-champagne); outline-offset: 6px; }
.cc-estimator__result {
  display: flex; align-items: baseline; justify-content: space-between; gap: 12px;
  margin: 22px 0 14px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.12);
}
.cc-estimator__result-label { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--cc-dark-text-secondary); }
.cc-estimator__result strong { font-family: var(--cc-font-heading); font-size: clamp(30px, 4vw, 40px); color: var(--cc-gold); }
.cc-estimator__result strong.is-bumped { animation: cc-bump .45s cubic-bezier(.3,1.4,.4,1); }
.cc-estimator__bar { display: block; height: 10px; border-radius: 100px; background: linear-gradient(90deg, var(--cc-gold), var(--cc-champagne)); overflow: hidden; }
.cc-estimator__bar-invested { display: block; height: 100%; background: var(--cc-sky); transition: width .45s cubic-bezier(.3,.85,.2,1); }
.cc-estimator__legend { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 12px; font-size: 13px; color: var(--cc-dark-text-secondary); }
.cc-estimator__legend span { display: inline-flex; align-items: center; gap: 8px; }
.cc-estimator__legend b { color: #fff; }
.cc-estimator__legend i { width: 14px; height: 4px; border-radius: 100px; background: var(--cc-sky); }
.cc-estimator__legend i.is-gold { background: var(--cc-gold); }
.cc-estimator__fine { margin: 18px 0 0; font-size: 11.5px; line-height: 1.5; color: rgba(255,255,255,.45); }

@media (max-width: 980px) {
  .cc-thero__inner { grid-template-columns: 1fr; }
  .cc-thero__copy > p { max-width: none; }
}

/* Calculator cards */
.cc-toolgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 44px; align-items: start; }
.cc-toolcard-wrap { display: flex; flex-direction: column; min-width: 0; }
.cc-toolcard-wrap.is-expanded { grid-column: 1 / -1; }
.cc-toolcard-wrap.is-expanded .cc-toolcard--summary { display: none; }
.cc-toolcard__expand {
  background: #fff; border: 1px solid rgba(201,162,69,.4); border-radius: 22px;
  padding: 8px 8px 20px; box-shadow: 0 18px 44px rgba(18,37,72,.1);
}
.cc-toolcard__expand[hidden] { display: none !important; }
.cc-toolcard__expand .cc-calc { padding: 16px 18px 8px; box-shadow: none; background: transparent; }
.cc-toolcard__collapse {
  display: inline-flex; align-items: center; gap: 6px; margin: 8px 12px 0 auto;
  border: 0; background: var(--cc-offwhite); color: var(--cc-navy); font-size: 13px; font-weight: 600;
  padding: 8px 14px; border-radius: 100px; cursor: pointer;
}
.cc-toolcard__collapse:hover { background: rgba(201,162,69,.18); }
.cc-toolcard__open {
  margin-left: auto; font-size: 13px; font-weight: 700; color: var(--cc-navy);
  display: inline-flex; align-items: center; gap: 6px; border: 0; background: transparent; cursor: pointer; padding: 0;
}
.cc-toolcard__open i { transition: transform .3s ease; }
.cc-toolcard__open:hover i { transform: translateX(5px); }
.cc-toolcard {
  position: relative; overflow: hidden; isolation: isolate;
  display: flex; flex-direction: column; gap: 10px;
  padding: 24px 24px 20px;
  background: #fff;
  border: 1px solid rgba(18,37,72,.07);
  border-radius: 22px;
  box-shadow: 0 4px 20px rgba(18,37,72,.05);
  color: var(--cc-navy);
  transition: transform .4s cubic-bezier(.3,.85,.2,1), box-shadow .4s ease, border-color .3s ease, border-radius .4s ease;
}
.cc-toolcard:hover, .cc-toolcard:focus-visible {
  transform: translateY(-7px);
  border-color: rgba(201,162,69,.45);
  border-radius: 22px 22px 34px 22px;
  box-shadow: 0 22px 46px rgba(18,37,72,.13);
}
.cc-toolcard__art {
  position: absolute; inset: auto 20px 64px 20px; height: 72px; z-index: -1; opacity: .72;
  -webkit-mask-image: linear-gradient(180deg, rgba(0,0,0,.35), #000 45%, rgba(0,0,0,.15));
  mask-image: linear-gradient(180deg, rgba(0,0,0,.35), #000 45%, rgba(0,0,0,.15));
  transition: opacity .4s ease, transform .5s cubic-bezier(.3,.85,.2,1);
}
.cc-toolcard:hover .cc-toolcard__art { opacity: 1; transform: translateY(-4px) scale(1.03); }
.cc-art { display: block; width: 100%; height: 100%; }
.cc-art__line { fill: none; stroke: var(--cc-gold); stroke-width: 2.5; stroke-linecap: round; stroke-linejoin: round; vector-effect: non-scaling-stroke; stroke-dasharray: 320; stroke-dashoffset: 0; }
.cc-art__line--dashed { stroke: var(--cc-sky); stroke-dasharray: 5 7; }
.cc-toolcard:hover .cc-art__line:not(.cc-art__line--dashed) { animation: cc-art-draw .9s ease forwards; }
@keyframes cc-art-draw { from { stroke-dashoffset: 320; } to { stroke-dashoffset: 0; } }
.cc-art__bars rect { fill: rgba(74,159,212,.35); transition: fill .3s ease, transform .45s cubic-bezier(.3,.85,.2,1); transform-origin: bottom; }
.cc-toolcard:hover .cc-art__bars rect { fill: var(--cc-gold); }
.cc-toolcard:hover .cc-art__bars rect:nth-child(odd) { transform: scaleY(1.08); }
.cc-art__split rect { fill: rgba(74,159,212,.28); transition: fill .35s ease, transform .45s cubic-bezier(.3,.85,.2,1); transform-origin: left center; }
.cc-art__split rect:nth-child(1), .cc-art__split rect:nth-child(4) { fill: rgba(201,162,69,.45); }
.cc-toolcard:hover .cc-art__split rect:nth-child(1), .cc-toolcard:hover .cc-art__split rect:nth-child(4) { fill: var(--cc-gold); transform: scaleX(1.05); }
.cc-toolcard__top { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.cc-toolcard__icon {
  width: 46px; height: 46px; border-radius: 14px;
  display: inline-flex; align-items: center; justify-content: center; font-size: 22px;
  background: var(--cc-offwhite); border: 1px solid rgba(18,37,72,.06);
  transition: border-radius .4s ease, transform .4s ease, background .3s ease;
}
.cc-toolcard:hover .cc-toolcard__icon { border-radius: 50% 14px 50% 14px; transform: rotate(-6deg); background: rgba(201,162,69,.16); }
.cc-toolcard__badge {
  font-size: 10.5px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase;
  padding: 6px 11px; border-radius: 100px;
  color: var(--cc-navy); background: var(--cc-champagne); border: 1px solid rgba(201,162,69,.5);
}
.cc-toolcard.is-recommended .cc-toolcard__badge { background: rgba(74,159,212,.16); border-color: rgba(74,159,212,.45); }
.cc-toolcard.is-quick .cc-toolcard__badge { background: var(--cc-offwhite); border-color: rgba(18,37,72,.12); color: var(--cc-slate); }
.cc-toolcard__name { font-family: var(--cc-font-heading); font-size: 21px; line-height: 1.25; margin-top: 4px; }
.cc-toolcard__desc { font-size: 14.5px; line-height: 1.55; color: var(--cc-slate); }
.cc-toolcard__inputs { font-size: 12px; font-weight: 600; letter-spacing: .03em; color: var(--cc-sky); }
.cc-toolcard__foot { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-top: 92px; padding-top: 14px; border-top: 1px solid rgba(18,37,72,.07); }
.cc-toolcard__hits { font-size: 12px; color: var(--cc-slate); }
.cc-toolcard__hits b { color: var(--cc-navy); }
.cc-toolcard__hits[hidden] { display: none; }
.cc-toolcard__go { margin-left: auto; font-size: 13px; font-weight: 700; color: var(--cc-navy); display: inline-flex; align-items: center; gap: 6px; }
.cc-toolcard__go i { transition: transform .3s ease; }
.cc-toolcard:hover .cc-toolcard__go i { transform: translateX(5px); }
.cc-toolcard-wrap.is-expanded { scroll-margin-top: 96px; }

@media (max-width: 980px) { .cc-toolgrid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .cc-toolgrid { grid-template-columns: 1fr; } }

.cc-toolpanel { scroll-margin-top: 110px; }
.cc-toolpanel__head { display: flex; gap: 16px; align-items: flex-start; }
.cc-toolpanel__icon { flex: 0 0 46px; width: 46px; height: 46px; border-radius: 14px; display: inline-flex; align-items: center; justify-content: center; font-size: 22px; background: #fff; border: 1px solid rgba(18,37,72,.07); }
.cc-toolpanel__head h2 { font-size: clamp(21px, 2.4vw, 26px); margin: 0 0 6px; }
.cc-toolpanel__head p { margin: 0; color: var(--cc-slate); font-size: 15px; }
.cc-toolpanel__soon { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; margin-top: 18px; padding-top: 18px; border-top: 1px dashed rgba(18,37,72,.14); }
.cc-toolpanel__soon p { margin: 0; max-width: 620px; font-size: 14.5px; color: var(--cc-slate); }
.cc-toolpanels__fine { margin-top: 12px; font-size: 12px; line-height: 1.6; color: var(--cc-slate); }

@media (prefers-reduced-motion: reduce) {
  .cc-estimator__live::before { animation: none; }
  .cc-toolcard, .cc-toolcard__art, .cc-toolcard__icon, .cc-toolcard__go i { transition: none; }
  .cc-toolcard:hover { transform: none; }
  .cc-toolcard:hover .cc-art__line:not(.cc-art__line--dashed) { animation: none; }
}

/* ==========================================================================
   14. NAV DROPDOWN — Services flyout; works for the PHP fallback
   (.cc-nav__drop) AND for WordPress registered menus with sub-items
   (li.menu-item-has-children > ul.sub-menu inside .cc-nav).
   ========================================================================== */

/* Shared positioning context */
.cc-nav__drop,
.cc-nav > li.menu-item-has-children {
  position: relative;
  list-style: none;
}

/* The top-level Services link + arrow side-by-side */
.cc-nav__drop-inner {
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.cc-nav__drop-btn {
  display: inline-flex; align-items: center; justify-content: center;
  background: none; border: none; padding: 2px 3px;
  font-size: 11px; color: var(--cc-gold); cursor: pointer;
  line-height: 1; transition: transform .2s ease;
  font-family: inherit;
}
.cc-nav__drop.is-open .cc-nav__drop-btn,
.cc-nav > li.menu-item-has-children.is-open .cc-nav__drop-btn { transform: rotate(180deg); }

/* Dropdown panel — shared styles for both patterns */
.cc-nav__drop-menu,
.cc-nav > li.menu-item-has-children > ul.sub-menu {
  position: absolute;
  top: calc(100% + 14px);
  left: 50%;
  transform: translateX(-50%) translateY(-6px);
  min-width: 280px;
  background: #fff;
  border: 1px solid rgba(18,37,72,.1);
  border-radius: 18px;
  padding: 12px;
  box-shadow: 0 20px 48px rgba(18,37,72,.14);
  display: grid;
  gap: 2px;
  opacity: 0;
  visibility: hidden;
  transition: opacity .22s ease, transform .22s ease, visibility .22s;
  z-index: 200;
  list-style: none;
  margin: 0;
}

/* Open states: hover (pointer), focus-within (keyboard), .is-open (JS) */
.cc-nav__drop:hover .cc-nav__drop-menu,
.cc-nav__drop:focus-within .cc-nav__drop-menu,
.cc-nav__drop.is-open .cc-nav__drop-menu,
.cc-nav > li.menu-item-has-children:hover > ul.sub-menu,
.cc-nav > li.menu-item-has-children:focus-within > ul.sub-menu,
.cc-nav > li.menu-item-has-children.is-open > ul.sub-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

/* Items inside the panel */
.cc-nav__drop-menu a,
.cc-nav > li.menu-item-has-children > ul.sub-menu a,
.cc-nav > li.menu-item-has-children > ul.sub-menu li > a {
  display: flex; align-items: center; gap: 12px;
  padding: 10px 14px;
  border-radius: 10px;
  font-size: 14px; font-weight: 600; color: var(--cc-navy);
  text-decoration: none;
  transition: background .15s ease, color .15s ease;
  white-space: nowrap;
}
.cc-nav__drop-menu a:hover,
.cc-nav > li.menu-item-has-children > ul.sub-menu a:hover { background: var(--cc-offwhite); color: var(--cc-sky); }

.cc-nav__drop-menu .cc-drop-icon {
  flex-shrink: 0;
  width: 28px; height: 28px;
  border-radius: 8px;
  background: var(--cc-ice);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px;
}
.cc-nav__drop-menu a:hover .cc-drop-icon { background: var(--cc-champagne); }

.cc-nav__drop-menu .cc-drop-divider {
  height: 1px;
  background: rgba(18,37,72,.08);
  margin: 4px 0;
  border: none;
}

/* Mobile: flatten the dropdown into the mobile nav stack */
@media (max-width: 1024px) {
  .cc-nav__drop-menu,
  .cc-nav > li.menu-item-has-children > ul.sub-menu {
    position: static;
    transform: none;
    opacity: 1;
    visibility: visible;
    box-shadow: none;
    border: none;
    border-left: 2px solid rgba(201,162,69,.4);
    border-radius: 0;
    padding: 0 0 0 14px;
    margin: 4px 0 8px;
    background: none;
    display: none; /* hidden by default on mobile; JS toggles */
  }
  .cc-nav__drop.is-open .cc-nav__drop-menu,
  .cc-nav > li.menu-item-has-children.is-open > ul.sub-menu { display: grid; }
  .cc-nav__drop-menu a,
  .cc-nav > li.menu-item-has-children > ul.sub-menu a {
    padding: 7px 8px; font-size: 13px;
  }
  .cc-nav__drop-menu .cc-drop-icon { display: none; }
}

/* ==========================================================================
   15. SERVICE PAGES — hero, process bento, compliance note, internal links,
   hub bento, about page beliefs bento
   ========================================================================== */

/* Service page hero — centered, offwhite with subtle grid texture */
.cc-svchero {
  position: relative;
  overflow: hidden;
  padding: clamp(56px, 7vw, 96px) 0;
  background:
    radial-gradient(55% 60% at 90% 10%, rgba(200,228,245,.45), transparent 68%),
    radial-gradient(35% 40% at 4% 88%, rgba(240,223,168,.22), transparent 68%),
    var(--cc-offwhite);
}
.cc-svchero::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(18,37,72,.038) 1px, transparent 1px),
    linear-gradient(90deg, rgba(18,37,72,.038) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(60% 60% at 50% 50%, #000 20%, transparent 100%);
  -webkit-mask-image: radial-gradient(60% 60% at 50% 50%, #000 20%, transparent 100%);
  pointer-events: none;
}
.cc-svchero__inner {
  position: relative;
  text-align: center;
  max-width: 840px;
  margin: 0 auto;
}
.cc-svchero__inner h1 { margin: 18px 0 18px; }
.cc-svchero__sub {
  font-size: clamp(16px, 1.4vw, 19px);
  color: var(--cc-slate);
  margin: 0 auto 32px;
  max-width: 660px;
  line-height: 1.65;
}
.cc-svchero__actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Dark pill CTA — brief: "dark, pill-shaped CTA buttons with a trailing arrow icon" */
.cc-btn--dark {
  background: var(--cc-charcoal);
  color: #fff;
  border-radius: 100px;
  border-color: transparent;
}
.cc-btn--dark:hover {
  background: var(--cc-navy);
  box-shadow: 0 8px 22px rgba(18,37,72,.35);
}

/* Process bento — 4 items, asymmetric; item 1 spans 2 rows, item 4 spans 2 cols */
.cc-process-bento {
  display: grid;
  grid-template-columns: 1.15fr 1fr 1fr;
  grid-template-rows: auto auto;
  gap: 18px;
  align-items: start;
}
.cc-process-bento .cc-tile:first-child {
  grid-row: 1 / 3;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.cc-process-bento .cc-tile:nth-child(4) {
  grid-column: 2 / 4;
}
.cc-tile__lead {
  font-family: var(--cc-font-heading);
  font-size: clamp(18px, 1.8vw, 22px);
  color: var(--cc-navy);
  line-height: 1.2;
  margin: 8px 0 6px;
}
.cc-tile__step {
  display: inline-flex; align-items: center; justify-content: center;
  width: 38px; height: 38px;
  border-radius: 50%;
  background: var(--cc-ice);
  font-size: 20px;
  flex-shrink: 0;
}
@media (max-width: 860px) {
  .cc-process-bento { grid-template-columns: 1fr 1fr; grid-template-rows: none; }
  .cc-process-bento .cc-tile:first-child { grid-row: auto; }
  .cc-process-bento .cc-tile:nth-child(4) { grid-column: auto; }
}
@media (max-width: 540px) {
  .cc-process-bento { grid-template-columns: 1fr; }
}

/* Why-choose-us section — two-col: copy left, navy callout right */
.cc-why-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(28px, 4vw, 60px);
  align-items: start;
}
.cc-why-inner__copy > p { color: var(--cc-slate); font-size: 17px; line-height: 1.7; margin-bottom: 18px; }
.cc-why-inner__copy h2 { margin-bottom: 20px; }
.cc-why-callout {
  background: var(--cc-navy);
  color: var(--cc-dark-text);
  border-radius: 24px;
  padding: clamp(26px, 3vw, 38px);
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.cc-why-callout h3 { color: #fff; margin: 0; font-size: clamp(20px, 2vw, 24px); }
.cc-why-callout p { color: var(--cc-dark-text-secondary); margin: 0; font-size: 15px; line-height: 1.65; }
.cc-why-callout ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.cc-why-callout li {
  position: relative; padding-left: 24px;
  font-size: 15px; color: var(--cc-dark-text-secondary); line-height: 1.5;
}
.cc-why-callout li::before { content: '✓'; position: absolute; left: 0; color: var(--cc-gold); font-weight: 700; }
.cc-why-stat {
  display: flex; flex-direction: column; gap: 4px;
  padding-top: 16px; border-top: 1px solid rgba(255,255,255,.12);
}
.cc-why-stat__value { font-family: var(--cc-font-heading); font-size: 38px; color: var(--cc-gold); line-height: 1; }
.cc-why-stat__label { font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--cc-dark-text-secondary); }
@media (max-width: 860px) { .cc-why-inner { grid-template-columns: 1fr; } }

/* Compliance note — visible body text near CTA (not footer small-print) */
.cc-compliance-note {
  background: rgba(200,228,245,.22);
  border: 1px solid rgba(74,159,212,.22);
  border-radius: 14px;
  padding: 16px 22px;
  font-size: 13.5px;
  color: var(--cc-charcoal);
  line-height: 1.7;
  max-width: 900px;
  margin: 0 0 22px;
}
.cc-compliance-note strong { color: var(--cc-navy); }

/* CTA + compliance wrapper */
.cc-svc-cta-wrap {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
  padding: clamp(32px, 4vw, 52px) 0;
}
.cc-svc-cta-wrap--center { align-items: center; text-align: center; }
.cc-svc-cta-wrap--center .cc-compliance-note { text-align: left; }

/* Related / internal links bar */
.cc-related-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  padding: clamp(22px, 3vw, 36px) 0;
  border-top: 1px solid rgba(18,37,72,.08);
}
.cc-related-links__label {
  font-size: 12px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase;
  color: var(--cc-slate); flex-shrink: 0;
}
.cc-related-links a {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 14px; font-weight: 600; color: var(--cc-navy);
  border-bottom: 1px solid rgba(201,162,69,.5); padding-bottom: 1px;
  transition: color .2s ease, border-color .2s ease;
}
.cc-related-links a:hover { color: var(--cc-sky); border-color: var(--cc-sky); }
.cc-related-links a i { font-style: normal; font-size: 12px; transition: transform .2s ease; }
.cc-related-links a:hover i { transform: translateX(4px); }

/* Services hub bento — 7 cards in a responsive 3-col grid */
.cc-hub-bento {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.cc-hub-bento a.cc-svc { text-decoration: none; }
@media (max-width: 900px) { .cc-hub-bento { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .cc-hub-bento { grid-template-columns: 1fr; } }

/* About page — advisor two-up cards (large, horizontal) */
.cc-about-advisors { display: flex; flex-direction: column; gap: 22px; }
.cc-about-advisor {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: clamp(24px, 3.5vw, 48px);
  align-items: start;
  background: #fff;
  border: 1px solid rgba(18,37,72,.07);
  border-radius: 28px;
  padding: clamp(26px, 3vw, 40px);
  box-shadow: 0 8px 30px rgba(18,37,72,.05);
  transition: box-shadow .3s ease, border-color .3s ease;
}
.cc-about-advisor:hover { box-shadow: 0 22px 52px rgba(18,37,72,.1); border-color: rgba(201,162,69,.35); }
.cc-about-advisor__photo {
  width: 160px; height: 160px; border-radius: 50%;
  background: linear-gradient(135deg, var(--cc-ice), var(--cc-offwhite));
  border: 2px dashed var(--cc-sky);
  display: flex; align-items: center; justify-content: center;
  font-size: 44px; font-family: var(--cc-font-heading);
  color: var(--cc-navy); font-weight: 400;
  box-shadow: 0 14px 34px rgba(18,37,72,.1);
  flex-shrink: 0;
}
.cc-about-advisor__pill {
  display: inline-block;
  background: var(--cc-champagne); color: var(--cc-navy);
  border-radius: 100px; padding: 5px 14px;
  font-size: 11px; font-weight: 700; letter-spacing: .07em; text-transform: uppercase;
  margin-bottom: 10px;
}
.cc-about-advisor__body h3 { margin: 0 0 6px; font-size: clamp(22px, 2.4vw, 28px); }
.cc-about-advisor__body > p { color: var(--cc-slate); font-size: 15px; line-height: 1.7; margin-bottom: 12px; }
.cc-about-advisor__creds { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 4px; }
@media (max-width: 680px) {
  .cc-about-advisor { grid-template-columns: 1fr; text-align: left; }
  .cc-about-advisor__photo { width: 120px; height: 120px; font-size: 32px; }
}

/* About — beliefs bento */
.cc-beliefs-bento {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-template-rows: auto auto;
  gap: 18px;
}
.cc-beliefs-bento .cc-tile:first-child {
  grid-column: 1 / 3;
}
@media (max-width: 860px) {
  .cc-beliefs-bento { grid-template-columns: 1fr 1fr; grid-template-rows: none; }
  .cc-beliefs-bento .cc-tile:first-child { grid-column: auto; }
}
@media (max-width: 540px) { .cc-beliefs-bento { grid-template-columns: 1fr; } }

/* ==========================================================================
   16. EDITORIAL LAYOUT — About Us & Services hub only
   Magazine-style prose, pull quotes, profile portraits. Scoped under .cc-ed
   so service-page bento styles elsewhere are untouched.
   ========================================================================== */

.cc-ed {
  background: var(--cc-offwhite);
  color: var(--cc-charcoal);
}

/* Shared editorial rhythm */
.cc-ed-section {
  padding: clamp(80px, 10vw, 120px) 0;
}
.cc-ed-section--break {
  border-top: 1px solid rgba(18,37,72,.08);
}
.cc-ed-section--champagne {
  background: var(--cc-champagne);
}
.cc-ed-prose {
  max-width: 680px;
  margin: 0 auto;
}
.cc-ed-prose--wide { max-width: 720px; }

/* Kicker — letter-spaced label, sentence case (not all-caps headline) */
.cc-ed-kicker {
  font-family: var(--cc-font-body);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--cc-slate);
  margin: 0 0 16px;
}

/* Hero — single prose column, no pill badges */
.cc-ed-hero {
  padding: clamp(72px, 9vw, 112px) 0 clamp(64px, 8vw, 96px);
}
.cc-ed-hero h1 {
  font-family: var(--cc-font-heading);
  font-size: clamp(32px, 4.5vw, 44px);
  line-height: 1.2;
  color: var(--cc-navy);
  margin: 0 0 24px;
  max-width: 720px;
}
.cc-ed-hero__lede {
  font-family: var(--cc-font-body);
  font-size: clamp(17px, 1.5vw, 20px);
  line-height: 1.65;
  color: var(--cc-charcoal);
  max-width: 640px;
  margin: 0;
}

/* Body typography */
.cc-ed-prose h2 {
  font-family: var(--cc-font-heading);
  font-size: clamp(26px, 3vw, 34px);
  line-height: 1.2;
  color: var(--cc-navy);
  margin: 0 0 28px;
}
.cc-ed-prose h3 {
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.4vw, 28px);
  line-height: 1.25;
  color: var(--cc-navy);
  margin: 0 0 16px;
}
.cc-ed-prose p {
  font-family: var(--cc-font-body);
  font-size: 17px;
  line-height: 1.7;
  color: var(--cc-charcoal);
  margin: 0 0 1.4em;
}
.cc-ed-prose p:last-child { margin-bottom: 0; }
.cc-ed-prose .cc-ed-caption {
  font-size: 15px;
  color: var(--cc-slate);
  line-height: 1.65;
  margin-top: -0.6em;
}

/* Understated CTA — thin gold border, no fill */
.cc-ed-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border: 1px solid var(--cc-gold);
  border-radius: 100px;
  background: transparent;
  color: var(--cc-gold);
  font-family: var(--cc-font-body);
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: background .2s ease, color .2s ease;
}
.cc-ed-btn:hover {
  background: var(--cc-gold);
  color: var(--cc-navy);
}
.cc-ed-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

/* Editorial profile — portrait + prose */
.cc-ed-profile {
  display: grid;
  grid-template-columns: minmax(200px, 280px) 1fr;
  gap: clamp(32px, 5vw, 64px);
  align-items: start;
  max-width: 900px;
  margin: 0 auto  clamp(64px, 8vw, 96px);
}
.cc-ed-profile:last-child { margin-bottom: 0; }
.cc-ed-profile--reverse {
  direction: rtl;
}
.cc-ed-profile--reverse > * { direction: ltr; }

/* Photo placeholder — swap via Customizer or replace with founder-abhishek.jpg / founder-prakhar.jpg */
.cc-ed-profile__figure { margin: 0; }
.cc-ed-profile__photo {
  aspect-ratio: 3 / 4;
  width: 100%;
  max-width: 280px;
  background: var(--cc-ice);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}
.cc-ed-profile__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  filter: saturate(.82) contrast(.96);
}
.cc-ed-profile__initials {
  font-family: var(--cc-font-heading);
  font-size: clamp(48px, 6vw, 64px);
  color: var(--cc-navy);
  opacity: .35;
  line-height: 1;
  user-select: none;
}
.cc-ed-profile__headline {
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.6vw, 30px);
  line-height: 1.25;
  color: var(--cc-navy);
  margin: 8px 0 20px;
  font-style: italic;
}
.cc-ed-profile__name {
  font-family: var(--cc-font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--cc-navy);
  margin: 0 0 16px;
}
.cc-ed-profile__mfd {
  margin: 0 0 16px;
  font-size: 12pt;
  font-weight: 600;
  color: var(--cc-navy);
  line-height: 1.35;
}
.cc-ed-profile__body p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--cc-charcoal);
  margin: 0 0 1.2em;
}
.cc-ed-profile__creds {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid rgba(18,37,72,.08);
}
.cc-ed-profile__creds span {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .04em;
  color: var(--cc-navy);
  background: var(--cc-offwhite);
  border: 1px solid rgba(18,37,72,.1);
  padding: 5px 12px;
  border-radius: 100px;
}
.cc-ed-profile__creds .cc-ed-profile__pending {
  border-style: dashed;
  border-color: var(--cc-gold);
  color: var(--cc-slate);
  background: transparent;
}

@media (max-width: 720px) {
  .cc-ed-profile,
  .cc-ed-profile--reverse {
    grid-template-columns: 1fr;
    direction: ltr;
  }
  .cc-ed-profile__photo { max-width: 220px; }
}

/* Beliefs — prose definition list, not cards */
.cc-ed-beliefs {
  max-width: 680px;
  margin: 0 auto;
  display: grid;
  gap: 36px;
}
.cc-ed-beliefs__item dt {
  font-family: var(--cc-font-heading);
  font-size: clamp(20px, 2.2vw, 24px);
  line-height: 1.25;
  color: var(--cc-navy);
  margin: 0 0 10px;
}
.cc-ed-beliefs__item dd {
  font-family: var(--cc-font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--cc-charcoal);
  margin: 0;
}
.cc-ed-beliefs__foot {
  font-size: 16px;
  line-height: 1.65;
  color: var(--cc-slate);
  padding-top: 28px;
  border-top: 1px solid rgba(18,37,72,.08);
  margin-top: 12px;
}

/* Process note — champagne band, prose only */
.cc-ed-note {
  max-width: 680px;
  margin: 0 auto;
  padding: clamp(36px, 4vw, 48px);
  background: var(--cc-champagne);
  border-left: 3px solid var(--cc-gold);
}
.cc-ed-note h3 {
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.4vw, 26px);
  line-height: 1.25;
  color: var(--cc-navy);
  margin: 12px 0 16px;
}
.cc-ed-note p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--cc-charcoal);
  margin: 0 0 1em;
}
.cc-ed-note ul {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: grid;
  gap: 10px;
}
.cc-ed-note li {
  position: relative;
  padding-left: 20px;
  font-size: 15px;
  line-height: 1.6;
  color: var(--cc-charcoal);
}
.cc-ed-note li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--cc-gold);
}

/* Pull quotes — testimonials */
.cc-ed-quotes {
  max-width: 720px;
  margin: 0 auto;
  display: grid;
  gap: clamp(48px, 6vw, 72px);
}
.cc-ed-pullquote {
  margin: 0;
  padding: 0 0 0 clamp(24px, 3vw, 36px);
  border-left: 2px solid var(--cc-gold);
}
.cc-ed-pullquote blockquote {
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.8vw, 30px);
  line-height: 1.45;
  color: var(--cc-navy);
  margin: 0 0 20px;
  font-style: italic;
}
.cc-ed-pullquote figcaption {
  font-family: var(--cc-font-body);
  font-size: 14px;
  font-weight: 600;
  color: var(--cc-slate);
  letter-spacing: .02em;
}

/* Services hub — editorial index list */
.cc-ed-services {
  list-style: none;
  margin: 0;
  padding: 0;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}
.cc-ed-services li {
  border-bottom: 1px solid rgba(18,37,72,.1);
}
.cc-ed-services li:first-child { border-top: 1px solid rgba(18,37,72,.1); }
.cc-ed-services a {
  display: block;
  padding: clamp(28px, 3.5vw, 40px) 0;
  text-decoration: none;
  color: inherit;
  transition: padding-left .25s ease;
}
.cc-ed-services a:hover { padding-left: 8px; }
.cc-ed-services a:hover .cc-ed-services__name { color: var(--cc-navy-deep); }
.cc-ed-services__name {
  display: block;
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.6vw, 28px);
  line-height: 1.2;
  color: var(--cc-navy);
  margin-bottom: 10px;
  transition: color .2s ease;
}
.cc-ed-services__teaser {
  display: block;
  font-family: var(--cc-font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--cc-charcoal);
  max-width: 560px;
  margin-bottom: 12px;
}
.cc-ed-services__link {
  font-family: var(--cc-font-body);
  font-size: 13px;
  font-weight: 600;
  color: var(--cc-gold);
  letter-spacing: .02em;
}

/* Compliance — editorial restyle (functionality unchanged) */
.cc-ed .cc-compliance-note {
  background: transparent;
  border: none;
  border-left: 2px solid var(--cc-ice);
  border-radius: 0;
  padding: 16px 0 16px 24px;
  font-size: 14px;
  line-height: 1.75;
  color: var(--cc-charcoal);
  max-width: none;
  margin: 24px 0;
}
.cc-ed .cc-compliance-note strong { color: var(--cc-navy); font-weight: 600; }
.cc-ed-regulatory-pending {
  font-size: 14px;
  line-height: 1.7;
  color: var(--cc-slate);
  padding: 16px 0 16px 24px;
  border-left: 2px dashed var(--cc-gold);
  margin: 0;
}
.cc-ed-regulatory-pending strong { color: var(--cc-navy); }

/* Closing CTA band — prose, no gradient card */
.cc-ed-close {
  text-align: center;
  max-width: 560px;
  margin: 0 auto;
}
.cc-ed-close h2 {
  font-family: var(--cc-font-heading);
  font-size: clamp(26px, 3vw, 34px);
  line-height: 1.2;
  color: var(--cc-navy);
  margin: 16px 0 16px;
}
.cc-ed-close p {
  font-size: 16px;
  line-height: 1.65;
  color: var(--cc-charcoal);
  margin: 0 0 8px;
}
.cc-ed-close__fine {
  font-size: 13px;
  line-height: 1.65;
  color: var(--cc-slate);
  margin-top: 28px;
}
.cc-ed-close .cc-ed-actions { justify-content: center; }

/* Breadcrumb — minimal editorial */
.cc-ed-crumb {
  padding: 16px 0 0;
  font-size: 13px;
  color: var(--cc-slate);
}
.cc-ed-crumb a { color: var(--cc-slate); text-decoration: none; }
.cc-ed-crumb a:hover { color: var(--cc-navy); }
.cc-ed-crumb span { color: var(--cc-navy); font-weight: 600; }

/* ==========================================================================
   Policy pages (CPT) — editorial prose + compliance tables
   ========================================================================== */
.cc-policy-page__main { padding-top: clamp(24px, 4vw, 40px); }
.cc-policy-prose {
  max-width: 820px;
  margin: 0 auto;
  font-size: 16px;
  line-height: 1.75;
  color: var(--cc-charcoal);
}
.cc-policy-prose > h1:first-child {
  font-family: var(--cc-font-heading);
  font-size: clamp(32px, 4vw, 42px);
  line-height: 1.15;
  color: var(--cc-navy);
  margin: 0 0 clamp(28px, 4vw, 36px);
}
.cc-policy-prose h2 {
  font-family: var(--cc-font-heading);
  font-size: clamp(22px, 2.6vw, 28px);
  color: var(--cc-navy);
  margin: 2.2em 0 0.75em;
}
.cc-policy-prose h2:first-of-type { margin-top: 0; }
.cc-policy-prose p { margin: 0 0 1.1em; }
.cc-policy-prose a { color: var(--cc-sky); font-weight: 600; text-underline-offset: 2px; }
.cc-policy-prose a:hover { color: var(--cc-navy); }
.cc-policy-callout {
  border: 1px solid rgba(201,162,69,.45);
  background: var(--cc-champagne);
  padding: 18px 20px;
  margin: 0 0 28px;
  border-radius: var(--cc-radius-md);
}
.cc-policy-callout p { margin: 0 0 8px; }
.cc-policy-callout p:last-child { margin-bottom: 0; }
.cc-policy-table-wrap {
  overflow-x: auto;
  margin: 20px 0 28px;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--cc-radius-md);
  border: 1px solid rgba(18,37,72,.08);
}
.cc-policy-table {
  width: 100%;
  min-width: 640px;
  border-collapse: collapse;
  font-size: 14px;
}
.cc-policy-table th,
.cc-policy-table td {
  border: 1px solid rgba(18,37,72,.1);
  padding: 10px 12px;
  text-align: left;
  vertical-align: top;
}
.cc-policy-table th {
  background: var(--cc-offwhite);
  color: var(--cc-navy);
  font-weight: 600;
}
.cc-policy-table--meta th { width: 34%; }
.cc-policy-steps { margin: 16px 0 28px; }
.cc-policy-step {
  border-left: 3px solid var(--cc-gold);
  padding: 12px 0 12px 18px;
  margin: 0 0 4px;
  font-size: 15px;
  line-height: 1.65;
}
.cc-policy-arrow {
  text-align: center;
  color: var(--cc-gold);
  margin: 4px 0;
  font-size: 18px;
}
.cc-policy-links {
  margin: 0 0 28px;
  padding-left: 1.25em;
  list-style: disc;
}
.cc-policy-links li { margin-bottom: 10px; }
.cc-policy-amc-list { list-style: none; padding-left: 0; }
.cc-policy-amc-list li {
  margin-bottom: 12px;
  padding: 14px 18px;
  background: #fff;
  border: 1px solid rgba(18,37,72,.1);
  border-radius: var(--cc-radius-md);
  box-shadow: 0 4px 16px rgba(18,37,72,.04);
}
.cc-policy-amc-list a { font-weight: 600; }
.cc-policy-list {
  margin: 0 0 28px;
  padding-left: 0;
  list-style: none;
}
.cc-policy-list li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 10px;
}
.cc-policy-list--check li::before {
  content: '✔';
  position: absolute;
  left: 0;
  color: var(--cc-gold);
  font-weight: 700;
}
.cc-policy-list--arrow li::before {
  content: '▶';
  position: absolute;
  left: 0;
  color: var(--cc-navy);
  font-size: 12px;
  top: 4px;
}
.cc-policy-note {
  font-size: 14px;
  color: var(--cc-slate);
  border-left: 2px solid var(--cc-gold);
  padding-left: 16px;
  margin-top: 32px;
}
@media (max-width: 640px) {
  .cc-policy-prose { font-size: 15px; }
  .cc-policy-table { font-size: 13px; min-width: 520px; }
}